AFRM Affirm Holdings, Inc.

-

Affirm Beat Expectations, Guides Above Estimates

Thursday, August 27, 2026 · 4:32 PM ET

Affirm (AFRM) reported earnings of $0.48 per share on revenue of $1.17 billion for the fiscal fourth quarter ended June 2026. The consensus earnings estimate was $0.33 per share on revenue of $1.11 billion. The Earnings Whisper number was $0.39 per share. The company beat expectations by 23.08% while revenue grew 33.04% on a year-over-year basis.

The company said in its shareholder letter it expects first quarter revenue of $1.19 billion to $1.22 billion and fiscal 2027 revenue of approximately $5.43 billion. The current consensus revenue estimate is $1.16 billion for the quarter ending September 30, 2026 and revenue of $5.34 billion for the year ending June 30, 2027.

Affirm’s mission is to deliver honest financial products that improve lives.

Earnings Whisper Grade
Power Rating
Reported Earnings
$0.48
Earnings Whisper®
$0.39
Consensus Estimate
$0.33
Earnings Surprise
Earnings Growth140.0 %
Reported Revenue
$1.17B
Revenue Estimate
$1.11B

Consensus estimates for banks and some financial institutions are for net interest income, which may not be comparable to reported revenue.

Revenue Surprise
Revenue Growth33.0 %

Affirm reports fourth fiscal quarter 2026 results

Thursday, August 27, 2026 · 4:32 PM ET Business Wire

SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm”) today reported financial results for its fiscal 2026 fourth quarter ended June 30, 2026. The results, which include a shareholder letter furnished to the U.S. Securities and Exchange Commission on Form 8-K, can be found in the “Quarterly Results” section of Affirm’s investor relations website at https://investors.affirm.com/.

Affirm will host a conference call and webcast to discuss its financial results today at 2:00pm PT. Hosting the call will be Max Levchin, Founder and Chief Executive Officer, Michael Linford, President, and Rob O’Hare, Chief Financial Officer. The conference call will be webcast live from Affirm’s investor relations website at https://investors.affirm.com/. A replay will be available on the investor relations website following the call.

About Affirm

Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network—one based on trust, transparency, and putting people first—we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we never charge any late or hidden fees. Follow Affirm on social media: LinkedIn | Instagram | Facebook | X.

AFRM-IN

Investor Relations
ir@affirm.com

Media
press@affirm.com

Source: Affirm Holdings, Inc.