AXP American Express Company

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American Express Beat Expectations, Raises Revenue Guidance

Friday, July 24, 2026 · 7:00 AM ET

American Express (AXP) reported earnings of $4.53 per share on revenue of $19.64 billion for the second quarter ended June 2026. The consensus earnings estimate was $4.41 per share on revenue of $19.62 billion. The Earnings Whisper number was $4.50 per share. The company beat expectations by 0.67% while revenue grew 9.97% on a year-over-year basis.

The company said in its earnings presentation it continues to expect 2026 earnings of $17.30 to $17.90 per share but now expects revenue of approximately $88.51 billion. The company's previous guidance was revenue of $78.70 billion to $79.42 billion, and the current consensus earnings estimate is $17.67 per share on revenue of $79.28 billion for the year ending December 31, 2026.

Stephen J. Squeri, Chairman and Chief Executive Officer, said, “Six months into the year, we’re seeing stronger momentum than we expected. The investments we made in our value propositions have driven accelerated spend and revenue growth; our Platinum portfolio is now the fastest growing in our U.S. Consumer business; our best-in-class credit performance further strengthened; and we continued to attract a large number of new customers, particularly Millennials and Gen-Zs who represent greater lifetime value. "

American Express Co is a payments, network and travel company, which offers credit payment card products and travel-related services to consumers and businesses.

Earnings Whisper Grade —
Power Rating—
Reported Earnings
$4.53
Earnings Whisper®
$4.50
Consensus Estimate
$4.41
Earnings Surprise
Earnings Growth11.0 %
Reported Revenue
$19.64B
Revenue Estimate
$19.62B

Consensus estimates for banks and some financial institutions are for net interest income, which may not be comparable to reported revenue.

Revenue Surprise
Revenue Growth10.0 %

American Express Reports Second-Quarter 2026 Financial Results

Friday, July 24, 2026 · 7:00 AM ET Business Wire

NEW YORK--(BUSINESS WIRE)--American Express Company (NYSE: AXP) today reported its second-quarter 2026 financial results. The earnings release and supplemental financial data are available on the company’s Investor Relations website at http://ir.americanexpress.com.

An investor conference call will be held at 8:30 a.m. (ET) today to discuss the company’s second-quarter 2026 results. Live audio and presentation slides for the investor conference call will be available to the general public on the above-mentioned American Express Investor Relations website. A replay of the conference call will be available at the same website address following the call.

ABOUT AMERICAN EXPRESS

American Express (NYSE: AXP) is a global payments and premium lifestyle brand powered by technology. Our colleagues around the world back our customers with differentiated products, services, and experiences that enrich lives and build business success.

Founded in 1850 and headquartered in New York, American Express’ brand is built on trust, security, service, and a rich history of delivering innovation and Membership value for our customers. We seek to provide the world’s best customer experience every day to a broad range of consumers, small and medium-sized businesses, and large corporations, and we build and manage relationships with millions of merchants across our global network.

For more information about American Express, visit americanexpress.com, americanexpress.com/en-us/newsroom/, and ir.americanexpress.com.

Source: American Express Company
Location: Global

Media Contacts:
Amanda Miller, Amanda.C.Miller@aexp.com, +1.408.219.0563
Deniz Yigin, Deniz.Yigin@aexp.com, +1.332.999.0836

Investors/Analysts Contacts:
Kartik Ramachandran, Kartik.Ramachandran@aexp.com, +1.212.640.5574
Amanda Blumstein, Amanda.Blumstein@aexp.com, +1.212.640.5574

Source: American Express Company