BFH Bread Financial Holdings, Inc.

NYSE
$107.85

Bread Financial Holdings, Inc. (BFH) Insider Activity

What the officers, directors and large holders did with their own shares. Only open-market purchases and sales count toward the totals — grants, option exercises and shares withheld for tax are compensation mechanics, not decisions, and they're listed separately below.

Insider signal Bearish Selling ran elevated versus BFH's own trailing one-year pace, with 53% of sale value under a prearranged plan.
Cluster activity 1 buyer in the last 30 days 1 buyer in the last 90 days 1 seller in the last 90 days
Insiders buying
1
1 transaction
Insiders selling
3
5 transactions
Purchases
$60.3K
698 shares
Sales
$2.5M
27,489 shares
Net activity
-$2.4M
purchases less sales

How much of that selling was preplanned? 53% planned / 47% discretionary

10b5-1 plan sales $1.3M 3 transactions · 15,000 shares
Discretionary sales $1.2M 2 transactions · 12,489 shares

Largest single sale: $1.1M.

Where they traded

Buy Sell Dot area is proportional to transaction value.

Last open-market purchase: September 14, 2026 , by McCarthy Dennis James .

Recent open-market activity

Date Insider Role Action Shares Price Value Held after
McCarthy Dennis James EVP, Chief Revenue Officer Buy 16 $108.14 $1.7K 29,546
Lakhwara Praniti Director Sell 2,802 $106.12 $297.3K 4,458 −38.6% of holding
Andretta Ralph J 3 fills President and CEO Sell 10b5-1 15,000 $89.10 $1.3M 595,741 −2.5% of holding
Fawcett John J. Director Buy 698 $86.43 $60.3K 11,000
BALLOU ROGER H Director Sell 9,687 $90.32 $874.9K 30,079 −24.4% of holding

Form 4s are due within two business days of a transaction, so this is close to real time — unlike the quarterly 13F data on the Institutional tab. A single large sale often reflects a prearranged 10b5-1 plan rather than a fresh view, so read a pattern of sales rather than any one of them.