CZFS Citizens Financial Services, Inc.

NASDAQ
$82.21

Citizens Financial Services, Inc. (CZFS) Insider Activity

What the officers, directors and large holders did with their own shares. Only open-market purchases and sales count toward the totals — grants, option exercises and shares withheld for tax are compensation mechanics, not decisions, and they're listed separately below.

Insider signal Bullish Insiders bought more than they sold over this window — uncommon at any size.
Cluster activity 1 buyer in the last 30 days 2 buyers in the last 90 days 1 seller in the last 90 days
Insiders buying
3
10 transactions
Insiders selling
1
3 transactions
Purchases
$95.6K
1,562 shares
Sales
$4.6K
68 shares
Net activity
$91.0K
purchases less sales

How much of that selling was preplanned? 0% planned / 100% discretionary

10b5-1 plan sales $0 0 transactions · 0 shares
Discretionary sales $4.6K 3 transactions · 68 shares

Largest single sale: $1.9K.

Where they traded

Buy Sell Dot area is proportional to transaction value.

Last open-market purchase: August 31, 2026 , by Guillaume Stephen J .

Recent open-market activity

Date Insider Role Action Shares Price Value Held after
Guillaume Stephen J SENIOR VICE PRESIDENT Buy 24 $76.32 $1.8K 5,094
Painter John P II Director Buy 160 $80.52 $12.9K 3,921
Gephart LeeAnn EXECUTIVE VICE PRESIDENT Sell 15 $71.52 $1.1K 946 −1.6% of holding
Gephart LeeAnn EXECUTIVE VICE PRESIDENT Sell 29 $66.52 $1.9K 808 −3.5% of holding
Guillaume Stephen J SENIOR VICE PRESIDENT Buy 34 $61.78 $2.1K 4,718
Gephart LeeAnn EXECUTIVE VICE PRESIDENT Sell 24 $64.78 $1.6K 837 −2.8% of holding
Painter John P II Director Buy 140 $63.67 $8.9K 3,662
Painter John P II Director Buy 675 $61.00 $41.2K 3,412
Guillaume Stephen J SENIOR VICE PRESIDENT Buy 13 $57.06 $742 4,656
Guillaume Stephen J SENIOR VICE PRESIDENT Buy 16 $53.10 $850 4,570
BLACK RANDALL E CEO & PRESIDENT Buy 22 $54.25 $1.2K 44,035
BLACK RANDALL E 2 fills CEO & PRESIDENT Buy 478 $54.10 $25.9K 44,013

Form 4s are due within two business days of a transaction, so this is close to real time — unlike the quarterly 13F data on the Institutional tab. A single large sale often reflects a prearranged 10b5-1 plan rather than a fresh view, so read a pattern of sales rather than any one of them.